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Heating Bill

With the deregulation of natural gas in Michigan, this has forced the natural gas utility companies to be more competitive. Watch this video for an explanation as well as useful links to see if switching your natural gas supplier makes sense for you.

Veterans Loan and Benefits

The much under utilized VA Loan program is explained. If you are active military, veteran or spouse, you may qualify. 

Also, end of video explains Michigan Property tax exemption and other benefit resources for veterans

Not all lenders specialize in VA Loans or have VA Loan products. Call me for a recommended loan specialist.


Transfer Tax Refund

This video explains the Michigan State Real Estate Transfer Tax, and how you may be able to get a refund from your closing if you paid this tax in the last 4 years.

Tip: Some Fannie Mae and Freddie Mac foreclosures had the purchaser pay this transfer tax. If you bought a foreclosure, check to see if this applies to you.